LTCG & STCG Tax Calculator
Estimate simplified Indian equity capital gains tax. Share a filled result with a URL that restores the inputs automatically.
Worked example: buy value ₹100000, sell value ₹150000, holding period Short Term (< 12 months), ltcg exemption already used ₹0, health & education cess 4%. Change any input to recalculate.
This calculator is for educational estimates only. Verify assumptions before making trading, investing, tax, or financial planning decisions.
LTCG and STCG Tax Rates for Listed Equity in India
For transfers of listed equity shares and equity-oriented mutual funds on which STT conditions are met, short-term capital gains are taxed at 20% and long-term capital gains are taxed at 12.5% above the annual ₹1,25,000 exemption.
Example: You sell shares worth ₹5,00,000 that cost ₹3,00,000 and held for 15 months.
LTCG = ₹5,00,000 − ₹3,00,000 = ₹2,00,000
Exemption = ₹1,25,000 (assuming no prior LTCG this year)
Taxable LTCG = ₹2,00,000 − ₹1,25,000 = ₹75,000
LTCG Tax = ₹75,000 × 12.5% = ₹9,375
Frequently Asked Questions
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LTCG from listed equity and equity mutual funds up to ₹1,25,000 per financial year is exempt from tax. Any LTCG above this is taxed at 12.5% without indexation. If you have multiple transactions, only the total LTCG across all transactions counts towards the limit.
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STCG from equity is taxed at a flat 20% rate regardless of your income slab. It does not get added to your regular income for slab calculation purposes, though it is still reported in your ITR under the special rate schedule.
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No. F&O profits are treated as non-speculative business income and taxed at your applicable slab rate, not as capital gains. Use our Tax on Trading P&L Calculator to estimate combined equity, intraday, and F&O tax liability.